The Government provides a means-tested rebate to help you with the cost of your private health insurance. All products are shown to be safe and effective before being sold in Australia. Its 3 major parts are: Medicare is available to Australian and New Zealand citizens, permanent residents in Australia, and people from countries with reciprocal agreements. Hospital insurance covers you in private hospitals, with private doctors. Campaigns to cut the number of road deaths and tobacco smoking rates are among Australia’s most successful health promotion strategies. Read more on Australian Prescriber website. Ask if other treatments would be as effective but cost less. So always make sure you call in advance. Every year at the end of March and early in April, the 11 million Australians who have private health insurance receive notification that premiums are increasing. For example, your GP might charge you $70 for a standard visit. Cardiovascular disease (CVD) is one of eight main forms of chronic disease in Australia. Many people treated privately are surprised that they have to pay additional costs not covered by Medicare or their health fund. Private insurance doesn't cover the full cost of "extras", including dental work. The current maximum you will pay is $40.30 for most people and $6.50 for people with an eligible concession card. Medicare has announced significant changes to plastic surgery item numbers on the Medicare Benefits Schedule (MBS) that were effective from 1/11/18. Cancer Council NSW would like to acknowledge the traditional custodians of the land on which we live and work. There are lots of people choosing to make their home in Australia. The difference between the Schedule fee and the doctor’s fee is called the gap fee. Couples and families need to register for the Medicare Safety Net, even if you are all listed on the same Medicare card. If you need to spend a lot of money on out-of-hospital medical visits or tests, you may be eligible for the Medicare Safety Net. The Australian Government pays the rest. Surgical menopause is removal of both ovaries (bilateral oophorectomy) before the normal menopause and is commonly performed at the time of hysterectomy for benign (non cancerous) disease, most commonly for heavy menstrual bleeding or fibroids. Having a new baby brings joy and excitement. If you spend lots on medicine, the PBS Safety Net helps keep costs down. Private patients can consider switching to a doctor who charges less. Moving to Australia has always been a popular option for many, and it’s easy to see why. Before taking out extras cover, see whether you are better off to self-insure: setting aside money for if and when you need to pay for extras such as dental or optical care. Choosing to use the doctors and hospitals that take part in your health insurer’s medical gap scheme can help reduce out-of-pocket costs. Not everyone is eligible for Medicare. TransferWise always uses the real exchange rate that you’ll find on Google or XE and only charges a small upfront fee, so it could save you a lot. Ideally, with a health care system under government regulation, everyone will have access to quality treatments at low costs. Follow our live coverage for the latest news on the coronavirus pandemic. Seek redress if something goes wrong. Making your phonecall. The healthcare system at a glance. If you want or need private insurance, either instead of or as well as Medicare, then the place to go is the government’s private health insurance ombudsman.